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Legal Notice 

1. Terms and Conditions of Use

These Terms and Conditions of Use (“Terms and Conditions”) apply to your use of and access to (the “Site”), the website of Calimere Point Risk Advisory Limited (hereinafter, “CPRA”, “we” or “our”).

2. Please Read these Terms and Conditions Before Accessing, Browsing, or Otherwise Using the Site

Your access to, browsing, review and use of the Site is subject to these Terms and Conditions and all applicable laws. By accessing and using the Site, you accept these Terms and Conditions, without limitation or qualification. If you do not agree to the Terms and Conditions, please do not use the Site. If, at any time, any part of the Terms and Conditions is no longer acceptable to you, please immediately terminate your use of the Site.

3. Right to Amend, Add or Delete the Terms and Conditions

CPRA reserves the right to amend, change, add or delete any part of the Terms and Conditions at any time, without prior notice. Please re-review the Terms and Conditions periodically for changes. Your continued use of the Site will mean that you accept such changes or deletions.

4. Privacy Policy and Use of Information

Please refer to CPRA’s Privacy Policy for information regarding our collection, use, and storage of users’ information.

5. Copyright and Use of Site Content

This Site and all the information it contains (including, without limitation, any text, photographs, graphs, illustrations, articles, press releases, opinions, trademarks, trade names, service marks and logos (collectively, the “Content”)) is the property of CPRA and is protected from unauthorized copying and dissemination by intellectual property laws and international conventions. Certain of the trademarks and logos displayed on the site are owned by third parties. Except as we have described in these Terms and Conditions, nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any Content displayed on this Site, through the use of framing or otherwise, without the prior written permission of CPRA or such third party that may own the trademark or copyright of material displayed on this Site.

This Site and the Content is for general information purposes only and does not constitute advice or an offer or solicitation of an offer to buy or sell any products or services (including, without limitation, investment advice).

CPRA permits links to Content on the Site, provided that you maintain all copyright, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified. However, CPRA does not grant any licence or other permission for links or other use of the Site or its Content if such use or link: (i) suggests that CPRA promotes or endorses any third party’s causes, ideas, political campaigns, web sites, products or services; (ii) copies, displays, disseminates or otherwise uses the Content without CPRA’s express written consent; or (iii) uses the Content for commercial purposes. Furthermore, CPRA does not grant its consent for links to the Site where the linking party engages in any Prohibited Conduct (as described below). We reserve the right to withdraw permission for any link at any time.

6. Prohibited Conduct

You may use the Site for lawful purposes only. You may not upload to, or distribute or otherwise publish through the Site, any Content that is any of the following:

  • is libellous, defamatory, obscene, pornographic, abusive, harassing or threatening, or otherwise objectionable to CPRA in our sole discretion;
  • contains computer viruses, worms, moles or other contaminating or destructive elements;
  • violates the rights of others, such as Content that infringes any copyright, trademark, patent, trade secret or violates any right of privacy or publicity;
  • contains any false or misleading statement;
  • contains advertising; or
  • otherwise violates any applicable law.

You may not use the Site for any commercial purpose and may not distribute over the Site any solicitation of funds, goods and services. In addition, you may not use the Site to solicit subscribers to join other online information services that are competitive with the Site.

7. Third Party Sites

The Site may contain hyperlinks (or “links”) to sites on the Internet that are owned and operated by third parties (the “Third Party Sites”). CPRA does not maintain and is not responsible or liable for the availability of, or the content or software applications located or accessed on or through any Third Party Site. Use of any Third Party Site is solely at your own risk. CPRA does not endorse the opinions of, or warrant the accuracy of any information or materials located or accessed on or through any Third Party Site.

8. Access to and Availability of the Site

The Site may become unavailable to you as a result of maintenance, malfunction of computer hardware or software, or for other reasons, and may result in damage to your systems or operations. You are solely responsible for ensuring that any information or content obtained from the Site does not contain any virus, worm, mole or other computer software code or subroutine designed to disable, erase, impair or otherwise damage your systems, software, or data.

9. Change, Suspension or Discontinuation

CPRA may change, suspend or discontinue all or any aspect of the Site at any time, including the availability of any Site feature, database, or Content, without prior notice or liability.

10. Disclaimer of Warranties

The site and the content are provided on an “as is” and “as available” basis. Neither CPRA nor its agents make any warranties of any kind, either express or implied, including, without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose, with respect to the site, any content or any products or services sold or distributed through the site. Neither CPRA nor its agents warrants that the site will be uninterrupted or error-free. In addition, neither CPRA nor its agents make any warranty as to the results to be obtained from use of the site or the content. You expressly agree that the entire risk as to the quality and performance of the site and the accuracy or completeness of the content is assumed solely by you.

11. Limitation of Liability

In no event shall CPRA, its successors, parents, subsidiaries, affiliates, past or present officers, directors, shareholders, investors, employees, agents, representatives, licensors or information providers (“CPRA representatives”) be liable for any damages of any kind, whether direct, indirect, incidental, punitive, special or consequential (including without limitation for loss of data, business or profits), arising out of or in connection with the site, the use of or inability to use the site, or any content, even if such party has been advised of the possibility of such damages. Without limiting the foregoing, these limitations also apply to any third-party claims against users of this site.

12. Indemnification

You hereby agree to indemnify and hold CPRA and the CPRA Representatives harmless from and against any and all liability, losses, costs and expenses incurred by CPRA or any CPRA Representative in connection with any claim arising out of any use or alleged use by you of this Site or arising out of or in relation to any breach by you of the Terms and Conditions. CPRA reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with CPRA’s defence of such claim.

13. Governing Law and Jurisdiction

The Terms and Conditions are governed by and shall be construed in accordance with English law and the English courts shall have exclusive jurisdiction over any matter arising out of or in connection with the Terms and Conditions or from your use or access of the Site or Content.

Contact Us

If you have any further questions, please contact our data protection officer, Peter Griffiths, at Calimere Point Risk Advisory Limited,

Peter Griffiths

Co-Founder & CEO
Peter is the co-founder and CEO of Calimere Point and has been with the firm since its inception in 2009. Prior to founding Calimere Point he spent the first 15 years of his career in Investment Banking, working within trading, structuring and risk management disciplines across a number of asset classes. Peter has a Masters in Finance from London Business School, a BSc in Economics and Finance from Oxford Brookes University and is a qualified accountant (CIMA qualification).

Dominique Nelson-Esch

Chief Marketing Officer

Dominique is a multi-disciplinary visual designer, communications and brand strategist, with a two-decade journey in collaborating with startups and SMEs. Her portfolio includes consulting for over 100 businesses globally, where she managed branding, design, and digital communications.

Dominique’s extensive background in financial services equips her with a nuanced understanding of our industry landscape, including 14 years in financial services, holding key roles such as Head of Portfolio Risk Audit and Niche Portfolio Management for major Insurers.

In her current role as Chief Marketing Officer (CMO) at Calimere Point, Dominique focuses on strategically positioning and promoting the firm. Her goal is to enhance brand awareness and establish market leadership through innovative marketing strategies that highlight Calimere Point’s expertise in delivering impactful data-driven solutions.